In 2025, various incentives may be available for new homebuyers, including government-backed loans like FHA, VA, and USDA loans that offer lower down payments and favorable terms. Some states and local governments offer first-time homebuyer grants or down payment assistance programs. Additionally, builders might offer incentives like closing cost assistance or discounts on upgrades to attract buyers. It’s essential to research available programs in your area and consult with a lender to identify the best options for your situation.