How do I know if I’m ready to buy a home?
You’re ready to buy a home if you have stable income, a good credit score, and sufficient savings for a down payment and closing costs. Assess your budget to ensure you can comfortably afford monthly mortgage payments, property taxes, insurance, and maintenance. It’s also essential to have a clear idea of your long-term goals and a pre-approval letter from a lender to streamline the buying process.