What do you think about the possibility of mortgage regulations changing soon?

Mortgage regulations may undergo changes in the near future, especially as the housing market adjusts to economic fluctuations. Regulatory bodies like the Federal Reserve and the Consumer Financial Protection Bureau (CFPB) often revise policies to ensure stability and address emerging risks. In recent years, tightening regulations have aimed to prevent another housing bubble by enforcing stricter lending criteria, especially after the 2008 financial crisis. If inflation remains high, interest rates rise, or if there is increased concern over borrower default risks, more regulations could be introduced to either increase lending standards or stabilize the market. However, any significant regulatory shifts are likely to depend on broader economic indicators and government priorities.