

We’re here to help From Maine to Tennessee, Michigan to Florida, First Home Mortgage has licensed professionals to help you accomplish your housing dreams. Contact one of our offices today to find a loan officer that will help you negotiate the home financing process successfully.
Rosemarie has over 30 years of experience the mortgage and real estate business. This industry has been her life for decades because she is passionate about helping people accomplish the dream of homeownership and make smart decisions for their future. At the beginning of her career, Rosemarie focused on First Time Homebuyers, helping buyers to get special programs providing resources for down payment assistance from state and county. Rosemarie is particularly involved in the Senior community...
I've been in the real estate and mortgage industry for 18 years and sincerely enjoy helping my clients. Aside from spending time with my wonderful husband and family, nothing is more exciting, energizing, and fulfilling than a job well done. I'm very experienced in residential real estate transactions and all types of home buyers. I'm very comfortable with first time home buyers, down payment assistance, VA, FHA, USDA, and condos. Please contact me any time
Fernando Garces is a member of the HSBC Mortgage Direct team and originates anywhere within the U.S., except in Alaska and West Virginia. He is bilingual in English and Spanish. Fernando specializes in working with first-time homebuyers on purchase and refinance transactions with down payment assistance programs. He’s a graduate of the Fannie Mae Foundation to expand homeownership rates in the United States and promote diversity. Fernando has a Bachelor’s Degree in Economics and Master’s ...
As a RE/MAX® agent, I’m dedicated to helping my clients find the home of their dreams. Whether you are buying or selling a home or just curious about the local market, I would love to offer my support and services. I know the local community — both as an agent and a neighbor — and can help guide you through the nuances of our local market. With access to top listings, a worldwide network, exceptional marketing strategies and cutting-edge technology, I work hard to make your real e...
I graduated from Wilberforce University ( the oldest HBCU in the nation) with a degree Business Administration. I began my professional career as an insurance underwriter in Jacksonville Florida and soon moved on to working for the state of Florida in various positions and retired as an economist with 35 years of service. I held a real estate license for many of those years and worked in the industry on a part time basis. Upon retiring from the State I became a full time realtor while invest...
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Born in Miami, Florida, 1955, I grew up on the water. I graduated from Florida State University, 1980, where I studied music, theater, creative writing and real estate. During my professional career, I worked for insurance companies and major banks specializing in investments, tax planning, estate planning, trust planning and mortgages. I have a vast knowledge of how most financial markets work which allows me to help my clients with their real estate needs. One of my passions in life has be...
First and foremost, I am a native Floridian and have lived in the Tampa Bay area my entire life - I know it inside and out! I absolutely love my career and helping people with their homes. I work the Pinellas, Pasco, & Hillsborough areas primarily and also have experience with various Down Payment Assistance Programs and First Time Homebuyer programs in each county. I am also a volunteer at a local animal shelter and absolutely love dogs!