Toni - Real Estate

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Toni Paynter is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Toni specializes in agency, non-conforming, and first time homebuyer programs, as well as home equity lines of credit. Toni has 22 years of experience in the mortgage industry. Toni can be reached by phone/email at 1-833-436-4722, ext. 0848 or toni.f.paynter@us.hsbc.com.

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Born in Miami, Florida, 1955, I grew up on the water. I graduated from Florida State University, 1980, where I studied music, theater, creative writing and real estate. During my professional career, I worked for insurance companies and major banks specializing in investments, tax planning, estate planning, trust planning and mortgages. I have a vast knowledge of how most financial markets work which allows me to help my clients with their real estate needs. One of my passions in life has be...

Since 1997, Total Mortgage has been making mortgages easier. We offer some of the lowest rates and quickest closings in the industry. Call us today. Total Mortgage Services, LLC - NMLS #2764 We understand that you're not just looking for a home... you also need a trusted financial partner to help you realize your dream. Since 1997, we've been improving the mortgage experience with low mortgage rates, creative solutions, and rapid responses. Total Mortgage believes you deserve a mo...

Mission Empowering the American dream of homeownership by empowering our loan originators and partners, and their communities. Vision Grow Open Mortgage to help 65,000 families purchase or refinance their home annually, by a broad offering of products to meet individual needs, providing customer-oriented education, implementing innovative technology that provides excellent service, and caring about the needs of our customers.

Patrick McCrossan is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Patrick specializes in first mortgages, refinances and Home Equity Lines of Credit. Patrick has over 20 years’ experience in the mortgage industry. Patrick may be reached at 833.436.4722 Ext. 1117.

Leslie Smith is a member of the HSBC Mortgage Direct team and originates anywhere within the U.S., except in Alaska and West Virginia. Leslie specializes in purchase, refinance, and home equity transactions. Leslie has a Bachelors in Communications and a Master’s Degree in Business Administration. Leslie can be reached by phone or email at 833-436-4722 ext. 0623 or leslie.margery.smith@us.hsbc.com.