Patrick - Real Estate Agent

Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

Alicia Lepine is a member of the Mortgage Direct team and originates anywhere in the U.S., except Alaska and West Virginia. Alicia specializes is HSBC Invested Mortgages, Fannie Mae Mortgages, Freddie Mac Mortgages, and Home Equity Lines of Choice. Alicia also works on the HSBC Web Chat team where she assists consumers in regards to purchasing a new home or refinancing a current home. Alicia has a Bachelor’s Degree in Communications and has over 15 years’ experience in the mortgage industry....

William is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. William specializes in purchases, jumbo mortgages, and home equity lines of credit. William has 23 years of experience in the mortgage industry.

Toni Paynter is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Toni specializes in agency, non-conforming, and first time homebuyer programs, as well as home equity lines of credit. Toni has 22 years of experience in the mortgage industry. Toni can be reached by phone/email at 1-833-436-4722, ext. 0848 or toni.f.paynter@us.hsbc.com.

Leslie Smith is a member of the HSBC Mortgage Direct team and originates anywhere within the U.S., except in Alaska and West Virginia. Leslie specializes in purchase, refinance, and home equity transactions. Leslie has a Bachelors in Communications and a Master’s Degree in Business Administration. Leslie can be reached by phone or email at 833-436-4722 ext. 0623 or leslie.margery.smith@us.hsbc.com.

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Born in Miami, Florida, 1955, I grew up on the water. I graduated from Florida State University, 1980, where I studied music, theater, creative writing and real estate. During my professional career, I worked for insurance companies and major banks specializing in investments, tax planning, estate planning, trust planning and mortgages. I have a vast knowledge of how most financial markets work which allows me to help my clients with their real estate needs. One of my passions in life has be...