Thomas - Real Estate

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Toni Paynter is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Toni specializes in agency, non-conforming, and first time homebuyer programs, as well as home equity lines of credit. Toni has 22 years of experience in the mortgage industry. Toni can be reached by phone/email at 1-833-436-4722, ext. 0848 or toni.f.paynter@us.hsbc.com.

Thomas Mediak is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Tom specializes in agency, non-conforming, and first time homebuyer programs, as well as home equity lines of credit. Tom has a Bachelor’s degree in Business Administration and Finance from Nazareth College. Tom can be reached by email at tom.d.mediak@us.hsbc.com or by phone at 833-436-4722 Ext. 1123.

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Born in Miami, Florida, 1955, I grew up on the water. I graduated from Florida State University, 1980, where I studied music, theater, creative writing and real estate. During my professional career, I worked for insurance companies and major banks specializing in investments, tax planning, estate planning, trust planning and mortgages. I have a vast knowledge of how most financial markets work which allows me to help my clients with their real estate needs. One of my passions in life has be...

Since 1997, Total Mortgage has been making mortgages easier. We offer some of the lowest rates and quickest closings in the industry. Call us today. Total Mortgage Services, LLC - NMLS #2764 We understand that you're not just looking for a home... you also need a trusted financial partner to help you realize your dream. Since 1997, we've been improving the mortgage experience with low mortgage rates, creative solutions, and rapid responses. Total Mortgage believes you deserve a mo...

Mission Empowering the American dream of homeownership by empowering our loan originators and partners, and their communities. Vision Grow Open Mortgage to help 65,000 families purchase or refinance their home annually, by a broad offering of products to meet individual needs, providing customer-oriented education, implementing innovative technology that provides excellent service, and caring about the needs of our customers.

First-Time Homebuyer If you’re a first-time homebuyer, pat yourself on the back! You’ve reached a major milestone of accomplishment and you are about to lay the first brick that will build your personal wealth for years to come. Finding a real estate agent you can trust and whom you connect with for this life-changing endeavor is the first and most important step in the exciting process of buying a home. Needless to say, buying a home is the largest purchase most people will ever make, an...

First and foremost, I am a native Floridian and have lived in the Tampa Bay area my entire life - I know it inside and out! I absolutely love my career and helping people with their homes. I work the Pinellas, Pasco, & Hillsborough areas primarily and also have experience with various Down Payment Assistance Programs and First Time Homebuyer programs in each county. I am also a volunteer at a local animal shelter and absolutely love dogs!