Thomas - Real Estate

Toni Paynter is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Toni specializes in agency, non-conforming, and first time homebuyer programs, as well as home equity lines of credit. Toni has 22 years of experience in the mortgage industry. Toni can be reached by phone/email at 1-833-436-4722, ext. 0848 or toni.f.paynter@us.hsbc.com.

Thomas Mediak is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Tom specializes in agency, non-conforming, and first time homebuyer programs, as well as home equity lines of credit. Tom has a Bachelor’s degree in Business Administration and Finance from Nazareth College. Tom can be reached by email at tom.d.mediak@us.hsbc.com or by phone at 833-436-4722 Ext. 1123.

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Alicia Lepine is a member of the Mortgage Direct team and originates anywhere in the U.S., except Alaska and West Virginia. Alicia specializes is HSBC Invested Mortgages, Fannie Mae Mortgages, Freddie Mac Mortgages, and Home Equity Lines of Choice. Alicia also works on the HSBC Web Chat team where she assists consumers in regards to purchasing a new home or refinancing a current home. Alicia has a Bachelor’s Degree in Communications and has over 15 years’ experience in the mortgage industry....

Service Areas and SpecialtiesOffering . . . Knowledge, Value and Experience . . . Specializing in the areas of Saint Charles County, North County and West County. As a relocation specialist . . . my personal pledge is to help you select your future dream home . . . or to help you market your current home . . . at the best possible price . . . in the shortest period of time . . . with the least amount of inconvenience for you and your family. Anna offers great service . . . quick sales, ...

REALTOR® PROFILE MEMBERSHIPNational Association of REALTORS®Colorado Association of REALTORS®Denver Metro Association of REALTORS® EDUCATION Master of Science, Legal Administration, University of Denver Bachelor’s Degree, University of Northern Colorado VOLUNTEER ACTIVITIES President, 2017 - Colorado Housing Counseling CoalitionTreasurer, Board of Directors, 2005-2017 West Denver Community Credit Union President, 2012-2014 Colorado Association of Hispanic Real...

A little information about me..... As a full time professional real estate agent, I pride myself on offering superior personal service before, during and after your transaction. Knowledge, commitment, honesty, expertise and professionalism are the cornerstone of my business. I have had a long career in the Real Estate Industry spanning over 25 years, most of my career was spent in Real Estate Financing. I have also spent a good amount of time in Real Estate Sales and Propert...

In one of the most important transitions or purchases of your life, I bring a wealth of experience to help you have a smooth process. By listening to your real estate goals and needs, I am able to develop with you a successful strategy for your sale or purchase. I use my intuition, expertise, in-depth knowledge of local housing markets and neighborhoods, negotiating and communication skills, and integrity to work with investors, homebuyers and sellers. I have worked directly with h...

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Fernando Garces is a member of the HSBC Mortgage Direct team and originates anywhere within the U.S., except in Alaska and West Virginia. He is bilingual in English and Spanish. Fernando specializes in working with first-time homebuyers on purchase and refinance transactions with down payment assistance programs. He’s a graduate of the Fannie Mae Foundation to expand homeownership rates in the United States and promote diversity. Fernando has a Bachelor’s Degree in Economics and Master’s ...