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Born in Miami, Florida, 1955, I grew up on the water. I graduated from Florida State University, 1980, where I studied music, theater, creative writing and real estate. During my professional career, I worked for insurance companies and major banks specializing in investments, tax planning, estate planning, trust planning and mortgages. I have a vast knowledge of how most financial markets work which allows me to help my clients with their real estate needs. One of my passions in life has be...
We’re here to help From Maine to Tennessee, Michigan to Florida, First Home Mortgage has licensed professionals to help you accomplish your housing dreams. Contact one of our offices today to find a loan officer that will help you negotiate the home financing process successfully.
We are well established in the Modesto area. We moved here in 1991 from the Bay Area. We have been married for thirty-five years. Modesto and Salida is where we have raised our four daughters, bought our homes and made wonderful, loyal, devoted friends. We enjoy being grandparents to our five grandchildren. Our team's main objective is to achieve complete satisfaction for our clients. Having owned our own business for many years, we both have strong service-oriented backgrounds. We understand th...
We are well established in the Modesto area. We moved here in 1991 from the Bay Area. We have been married for thirty-five years. Modesto and Salida is where we have raised our four daughters, bought our homes and made wonderful, loyal, devoted friends. We enjoy being grandparents to our five grandchildren. Our team's main objective is to achieve complete satisfaction for our clients. Having owned our own business for many years, we both have strong service-oriented backgrounds. We understand th...
What do you get when you combine a teacher, a comedian and a COO? Either the start of a really bad joke or an attentive, knowledgeable, detail-oriented, and entertaining real estate agent. In this case, we've got the latter. Lauren Herskovic, founding member of Moda Group and creator of the popular “Who Wants to be a Homebuyer” Trivia Night, specializes in helping first time homebuyers in Chicago. The homebuying process is opaque, and the investment is huge, making it scary and overwhelmin...
RJ is a lifelong resident of the Pacific Northwest. He works in all aspects of real estate, including new construction homes, first-time and multiple homebuyers, investment properties, and representing client listings in providing the and edge per today's competitive real estate market. Raymond strives to build positive and lasting client relationships by sharing local expertise and educating clients throughout the processes of buying or selling a home. He takes pride in representing each clien...
Sandri Kearns is a real estate agent representing clients throughout the Central Valley and the East Bay Area. From Sacramento to Modesto, Dublin to Oakdale, and over 18 years of experience Sandri is highly connected across the region. Her love and passion for guiding clients in selling and buying real estate make her a trusted resource to represent the finest properties across the region. Year after year, Sandri is a multi-million dollar producer, and one of San Joaquin County’s leading real ...
Kiran Kaur is Committed to providing the best service to her clients. With her skills, knowledge, and experience, she strives daily to exceed her clients expectations. Kiran was born and raised in India, migrated to United States at a young age. As an immigrant in the United States, Kiran quickly learned to understand, adapt, and respect the concept of diversity. Kiran attended Modesto Junior College and transferred to CSU, Stanislaus with major in Finance. After earning degree in Bachelors of S...