Margaret - Real Estate

In 2010, one of our co-founders, Steve Better, was a Consumer Loan Underwriter for Wells Fargo. He was tasked with reviewing applications for loan modification. These were applications by people who were trying to stay in their homes. As he reviewed the applications, he saw the mistakes over and over again. Consumers consistently overstated their credit scores and income, and underwriters approved those loans based on incorrect information. As Steven continued in his career as an underw...

Margaret Rejman is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Margaret specializes in international and domestic mortgage lending. She has a bachelor’s degree from the University at Buffalo. Margaret may be reached at 833.436.4722 Ext. 1113.

Nikki was born and raised in Southern California. Bringing over 15 years of experience in both the lending and real estate, she has a full understanding of the buying and selling process full circle. Nikki takes great pride in customer service and making sure she is available to meet all of her clients' needs and is dedicated to providing her clients with all of the tools and outlines on what to expect during this exciting transaction. With her extensive knowledge in school districts, high and ...

Paul got his real estate license and mortgage broker license in 1999 and worked for a small company in Winter Park, FL working in real estate and mortgages. After working with the company for two years and seeing lots of growth, the direction of the company and his ideas were going in different directions so in January 2002, Paul started Vintage Properties Group, LLC. and opened a mortgage branch of Alternative Mortgage. The concept was to work exclusively by referral and meet the needs of each ...

2015 finished as top loan officer for 6th straight year in units and volume. Specializing in International lending, Conventional, FHA and VA Mortgages. Working with Foreign Nationals looking to purchase in the US. Leading branch Pilot working with HSBC branch Premier Relationship Managers helping their clients in their Mortgage needs. Branch Sales Manager for HSBC- . Buffalo 1994-2009 Managed 4 offices in area. Grew Amherst, NY from $13 Million dollar branch to $48 Million. Promoted 3 Acc...

Brian Doyle is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Brian specializes in relocating foreign borrowers to the United States. Brian was a 2014, 2017, and 2018 HSBC Leadership Club winner and has 15 years’ experience in the mortgage business. Brian may be reached at 833.436.4722 Ext. 1105.

With talent, teamwork and experience, I keep local and international sellers and buyers coming back for the expectation of excellence. I understand the unique SoCal lifestyle and pride myself on making each transaction as easy as possible for my clientele. Going the extra mile and providing one-on-one attention, consistently places me amongst the top-producers of our area. With fluency in English, and Spanish. I am well positioned to assist, both local and international investors. I look forwar...

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Fernando Garces is a member of the HSBC Mortgage Direct team and originates anywhere within the U.S., except in Alaska and West Virginia. He is bilingual in English and Spanish. Fernando specializes in working with first-time homebuyers on purchase and refinance transactions with down payment assistance programs. He’s a graduate of the Fannie Mae Foundation to expand homeownership rates in the United States and promote diversity. Fernando has a Bachelor’s Degree in Economics and Master’s ...

About Jon Perlet I am an Employing Broker that manages a real estate investment company, Access Financial Group. Our company works to assist buyers and borrowers purchase and refinance residential property in the State of Colorado. We assist borrowers with hard money lending options, lease options, seller financing loans, and single family rental properties.