Margaret - Real Estate

Margaret Rejman is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Margaret specializes in international and domestic mortgage lending. She has a bachelor’s degree from the University at Buffalo. Margaret may be reached at 833.436.4722 Ext. 1113.

2015 finished as top loan officer for 6th straight year in units and volume. Specializing in International lending, Conventional, FHA and VA Mortgages. Working with Foreign Nationals looking to purchase in the US. Leading branch Pilot working with HSBC branch Premier Relationship Managers helping their clients in their Mortgage needs. Branch Sales Manager for HSBC- . Buffalo 1994-2009 Managed 4 offices in area. Grew Amherst, NY from $13 Million dollar branch to $48 Million. Promoted 3 Acc...

Brian Doyle is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Brian specializes in relocating foreign borrowers to the United States. Brian was a 2014, 2017, and 2018 HSBC Leadership Club winner and has 15 years’ experience in the mortgage business. Brian may be reached at 833.436.4722 Ext. 1105.

Fernando Garces is a member of the HSBC Mortgage Direct team and originates anywhere within the U.S., except in Alaska and West Virginia. He is bilingual in English and Spanish. Fernando specializes in working with first-time homebuyers on purchase and refinance transactions with down payment assistance programs. He’s a graduate of the Fannie Mae Foundation to expand homeownership rates in the United States and promote diversity. Fernando has a Bachelor’s Degree in Economics and Master’s ...

In 2010, one of our co-founders, Steve Better, was a Consumer Loan Underwriter for Wells Fargo. He was tasked with reviewing applications for loan modification. These were applications by people who were trying to stay in their homes. As he reviewed the applications, he saw the mistakes over and over again. Consumers consistently overstated their credit scores and income, and underwriters approved those loans based on incorrect information. As Steven continued in his career as an underw...

Wendy Czaplicki is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Wendy specializes in first time home buyers, FHA/VA, SONYMA, and conventional and jumbo mortgage lending. Wendy has over 20 years’ experience in the mortgage industry. Wendy may be reached at 833.436.4722 Ext. 1122.

Phuong Duong is located in Southern California and operates in HSBC’s Beverly Hills locations. Phuong is involved in Asian Real Estate Association of America and specializes in mortgages for domestic and international borrowers. Phuong has been awarded by the Premier Leadership Club in 2014 and has been working with HSBC for 20 years in the Mortgage Industry. Phuong can be reached by cell phone at 626-297-6161.

Jeffery B. Deshields is located in the Greater New York Area and operates out of HSBC’s Montague Street branch. Jeffery has been awarded the 40 under 40 Rising Star award and is involved in National Association of Hispanic Real Estate Professionals (NAHREP), National Association of Real Estate Brokers and serves as Keeper of Finance for a graduate chapter of Omega Psi Phi Fraternity, Inc. Jeffery has a degree in Communications and Public Relations and has 18 years of experience in the mortgage...

Brandon Rearick, is a longtime resident of Colorado since 1980. Brandon was raised by a single mother who moved to Estes park when he was nine years old. As soon as he arrived in Colorado, he fell in love with all that it had to offer. While in school in Estes Park, Brandon began working in various fields of employment. He was a landscaper, delivered lumber, worked at the Fairgrounds where he delivered hay, shoveled stalls and did various amounts of manual labor. Brandon graduated from Es...

Alicia Lepine is a member of the Mortgage Direct team and originates anywhere in the U.S., except Alaska and West Virginia. Alicia specializes is HSBC Invested Mortgages, Fannie Mae Mortgages, Freddie Mac Mortgages, and Home Equity Lines of Choice. Alicia also works on the HSBC Web Chat team where she assists consumers in regards to purchasing a new home or refinancing a current home. Alicia has a Bachelor’s Degree in Communications and has over 15 years’ experience in the mortgage industry....