James - Real Estate Agent

Your Sonoma County Real Estate Connection

With 39 years of real estate experience and over 3000 closed escrows, I bring you the extensive knowledge and expertise required to navigate through today’s real estate market. Changes in consumer attitudes and continuous advances in technology have changed the way today’s homes are marketed. Using the latest technologies, employing progressive and hardworking staff and keeping on top of current real estate trends are all essential factors that I can bring to you in order to complete your real estate transaction. By teaming up with Coldwell Banker – the best and largest real estate company in America – you are ensured the best service around.

Asset Management

I have been selling REO since 1982 and I am able to offer Asset Managers with quick, efficient and accurate information. Keeping you informed with monthly property status reports, working with seasoned, experienced contractors and creating a detailed and intense marketing plan, you are assured that your Asset will be sold quickly. I handle everything from market analysis to escrow tracking, cash for keys, evictions and trash outs. With a large, competent staff and REO Management software, I have everything an Asset Manager may need to get the job done quickly, efficiently and on time. I have closed over 3,000 escrows demonstrating that the REO service I provide proves to be a winning combination year after year.

Part of my role is providing education and support to the REO arena, which can prove to be an overwhelming experience for Agents and Buyers alike. Arming the community with resources like www.HomePath.com, www.HUDHomeStore.com and http://blbresources.com/agent-resources-california.html can make the experience of purchasing an REO easier and empowering.

HUD Homes

HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination, and transform the way HUD does business. (http://portal.hud.gov/hudportal/HUD?src=/about/mission).

For a list of HUD inventory by area, please visit BLB Resources photo lists at http://blbresources.com/hud-photos-list-entire.html and review the Active Inventory and Excellent Value Inventory currently offered in your area. To place a bid on a HUD property, visit www.HudHomeStore.com.

Take advantage of the various Financing Types offered on HUD Homes as follows: IN (Insurable) - these properties qualify for FHA 203k(b) financing and have no obvious Minimum Property Requirements (MPR) repairs. These properties may also qualify for 203(k) financing, a rehabilitation loan for owner occupants only; IE (Insurable w/ Escrow Rpr) - these properties qualify for FHA 203(b) with Repair Escrow, & have MPR repairs totaling less than $5,000. The repair escrow is the buyer’s financial responsibility, never a credit to the buyer. The lender holds the repair escrow money until completed (which must be within 90 days after closing) & is responsible for disbursing the funds to the appropriate parties. The escrow repair amount only applies to FHA 203(b) financing. These properties may also qualify for FHA 203(k) financing; UI (Uninsurable) – these properties do not qualify for FHA 203(b) financing. Typically these properties have MPR repairs exceeding $5,000 or may not meet other guidelines for FHA financing; and UK (Uninsurable, 203k Eligible) - these properties do not qualify for FHA 203(b) financing, but may qualify for FHA 203(k) financing.

Additional resources can be found at: www.blbresources.com

Overview

• Full-time licensed agent since 1976, with over 3,000 closed transactions • Over 475 closed transactions in 2008 alone • Specializing in: obtaining the highest dollar amounts, problem solving, marketing negotiating, and providing professional service • A Santa Rosa resident since 1962 with extensive knowledge of the entire Sonoma County area • Top Sonoma County Agent in MLS for 1988, 2007 and 2008 • Coldwell Banker’s number two agent in all of Northern California for 2008 • Received Coldwell Banker’s Society of Excellence award reserved for agents who produced a minimum of $1.5M in closed AGCI • Received Coldwell Banker’s International Elite award, reserved for the top 2% of all their agents nationwide, from 1997 to 2001, 2007