Shane Bays - Real Estate

2015 finished as top loan officer for 6th straight year in units and volume. Specializing in International lending, Conventional, FHA and VA Mortgages. Working with Foreign Nationals looking to purchase in the US. Leading branch Pilot working with HSBC branch Premier Relationship Managers helping their clients in their Mortgage needs. Branch Sales Manager for HSBC- . Buffalo 1994-2009 Managed 4 offices in area. Grew Amherst, NY from $13 Million dollar branch to $48 Million. Promoted 3 Acc...

I am thrilled to be a RE/MAX Masters Associate Broker. I have been a Mortgage Originator for 18 years and a Retail Banker for 15 years prior. I originated Conventional, FHA & VA mortgages. My hope is that I can build on my lending experience and better navigate home buyers through the home buying process. My passion has always been young families purchasing their first home & move up buyers brave enough to do it again.

Brad has become one of the top rated REALTORS in Jacksonville due to his UBER fast responsiveness to all inquiries as well as his direct approach of honesty and integrity with all customers. Combined, these traits have helped Brad's business grow year after year with repeat customers and referrals from his every growing customer base of home buyers and sellers in ALL price ranges. Brad offers an expertise in upscale and waterfront homes for sale in Jacksonville FL.

Christal Nuness is a member of the Mortgage Direct team and originates anywhere within the U.S., except for Alaska and West Virginia. Christal specializes in standard agency and portfolio loans, foreign nationals looking to purchase a home in the U.S., FHA, VA, and Affordable/Regional mortgages. Christal has been awarded Top Originator several times by HSBC and has over 30 years’ experience in the mortgage business. Christal may be reached at 833.436.4722 Ext. 1106.

Wendy Czaplicki is a member of the Mortgage Direct team and originates anywhere within the U.S., except Alaska and West Virginia. Wendy specializes in first time home buyers, FHA/VA, SONYMA, and conventional and jumbo mortgage lending. Wendy has over 20 years’ experience in the mortgage industry. Wendy may be reached at 833.436.4722 Ext. 1122.

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Born and raised in Orange County California, Sal’s ability to speak both English and Spanish fluently has enabled him to begin his sales career 27 years ago selling 3M industrial products in five cities for six years. The experience he gained with customer service, product knowledge, marketing, and excellent communication skills allowed him to continue his growth in the sales industry and opened doors to new opportunities when he relocated to Oahu in 2001. In 2001, Sal began his career in fin...

You Can't Spell "SALE" Without Sal Experience You Can Count On Sal Gruttadauria has been a trusted Realtor® servicing the Valley towns of Ansonia, Beacon Falls, Derby, Oxford, Seymour and Shelton for more than forty years. Throughout that time, Sal has been instrumental in helping a multitude of satisfied clients successfully meet their real estate needs. If you're thinking of buying or selling a home, keep in mind how important it is to have an experienced professional - someone who really kn...

About Sal Sandoval If you want results, look no further. Sal Sandoval's professional experience leads him to getting the job done.