OVM Financial - Newsletter

From our visionary opening in 2001, OVM Financial has taken what the mortgage industry has typically done and flipped it upside down – offering our customers, employees, and partners an experience like none other. Our core values of honesty, accountability, and integrity define who we are. Our success is not solely determined by profit and loss, but rather by the friends and families that benefit from our hard work. We understand that there is no larger financial decision made in a pe...

How I Stand Out Whether it’s marketing homes that don’t show well, negotiating the best deal, or tracking down just the right buyer, I’ve proven that I’m able to not only meet but exceed expectations every time! It's important to treat every client individually and listen carefully to what each wants to accomplish. My strategy is specific to their individual needs. Every client is different and so is every home. My strength is marketing the home and ...

Business PhilosophyEducation and TrainingAwards And DesignationsAreas of ExpertiseCommunity InvolvementCommunities We Serve We cover all of Maryland and Northern Virginia... If your needs fall outside of our coverage area, we would be happy to use our Company Resources to help you find another agent with the right skills and geographic expertise.

Growing up with a family of Contractors and having a background in Finish Carpentry, Mark can pretty much say he’s seen it all. His direct involvement in many home remodels and additions have expanded his knowledge in the structure and potential of a home. Becoming a Realtor® and assisting his clients through the process of purchasing a home, has proven to be the most gratifying career of his life! Not only does he pride himself on professionalism and honesty, but he also holds himself...

Michelle Chenault brings diversified experience to your demands in today's real estate market. Buyers and sellers require guidance from today's real estate professional with experience and knowledge. Not only does Michelle know Clearwater and surrounding areas community, but she also offers a sound understanding of a dynamic and fluctuating housing market throughout the State. Michelle brings her clients a financial perspective as well as a constructional insight due to h...

Fernando Garces is a member of the HSBC Mortgage Direct team and originates anywhere within the U.S., except in Alaska and West Virginia. He is bilingual in English and Spanish. Fernando specializes in working with first-time homebuyers on purchase and refinance transactions with down payment assistance programs. He’s a graduate of the Fannie Mae Foundation to expand homeownership rates in the United States and promote diversity. Fernando has a Bachelor’s Degree in Economics and Master’s ...

Pam Escobedo is a member of the Mortgage Direct team located in Arlington Heights, IL and originates mortgages anywhere in the US, excluding Alaska and West Virginia. Pam has 20 years of experience in the mortgage industry and specializes in purchases, refinances, home equity lines of credit, and loves working with first time homebuyers.

Upon graduation from the University of Utah, I opened my own mortgage brokerage in 1999. My business grew and flourished and after many successful years I also became a licensed realtor. Coming from a strong business and financial background, it was a natural progression to expand and add licensed realtor to my services. My years of financial knowledge, property growth and development, and participation in the rapid expansion of the real estate market in Utah, have provided me with invalu...

Alicia Lepine is a member of the Mortgage Direct team and originates anywhere in the U.S., except Alaska and West Virginia. Alicia specializes is HSBC Invested Mortgages, Fannie Mae Mortgages, Freddie Mac Mortgages, and Home Equity Lines of Choice. Alicia also works on the HSBC Web Chat team where she assists consumers in regards to purchasing a new home or refinancing a current home. Alicia has a Bachelor’s Degree in Communications and has over 15 years’ experience in the mortgage industry....