CMG Financial - Newsletter

CMG Financial is a well-capitalized, privately held mortgage-banking firm founded in 1993. The company makes its products and services available to the market through three distinct origination channels including Correspondent Lending, Wholesale Lending and Retail Lending. CMG Financial is currently licensed in all 50 states, including the District of Columbia, and holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. Throughout the mortgage banking and housing...

In 2010, one of our co-founders, Steve Better, was a Consumer Loan Underwriter for Wells Fargo. He was tasked with reviewing applications for loan modification. These were applications by people who were trying to stay in their homes. As he reviewed the applications, he saw the mistakes over and over again. Consumers consistently overstated their credit scores and income, and underwriters approved those loans based on incorrect information. As Steven continued in his career as an underw...

Nikki was born and raised in Southern California. Bringing over 15 years of experience in both the lending and real estate, she has a full understanding of the buying and selling process full circle. Nikki takes great pride in customer service and making sure she is available to meet all of her clients' needs and is dedicated to providing her clients with all of the tools and outlines on what to expect during this exciting transaction. With her extensive knowledge in school districts, high and ...

Paul got his real estate license and mortgage broker license in 1999 and worked for a small company in Winter Park, FL working in real estate and mortgages. After working with the company for two years and seeing lots of growth, the direction of the company and his ideas were going in different directions so in January 2002, Paul started Vintage Properties Group, LLC. and opened a mortgage branch of Alternative Mortgage. The concept was to work exclusively by referral and meet the needs of each ...

Originally from South Africa, Marc moved to Texas in 1978 and received a BS in Psychology and Business. He then became a real estate agent in 1985 and an active broker in California since 1988. Throughout his real estate career, Marc graduated from the Real Estate Institute, became a Certified Real Estate Specialist, a Senior Real Estate Specialist, and a Certified Relocation Specialist. He is a member of the National Association of Realtors®, the California Association of Realtors®, the San...

Since 1997, Total Mortgage has been making mortgages easier. We offer some of the lowest rates and quickest closings in the industry. Call us today. Total Mortgage Services, LLC - NMLS #2764 We understand that you're not just looking for a home... you also need a trusted financial partner to help you realize your dream. Since 1997, we've been improving the mortgage experience with low mortgage rates, creative solutions, and rapid responses. Total Mortgage believes you deserve a mo...

Mission Empowering the American dream of homeownership by empowering our loan originators and partners, and their communities. Vision Grow Open Mortgage to help 65,000 families purchase or refinance their home annually, by a broad offering of products to meet individual needs, providing customer-oriented education, implementing innovative technology that provides excellent service, and caring about the needs of our customers.

HousingWire.com is the leading independent source for news, commentary, and analysis covering the entire mortgage, real estate, and housing economy. Staffed by a core team of experienced journalists and editors, HousingWire.com delivers breaking news and opinions on U.S. housing and mortgage finance. HousingWire.com has a well-developed reputation for delivering today the news other trade outlets will be reporting on tomorrow — and our readers value the information they get from HousingWire...

About Danny Rubio Love Colorado Mountains and Skiing! Moved to this Great State in 1985 have been in banking, mortgage lending and real estate since 1997. Fluent in Spanish, Amid Activist for Severe Weather Network serving the Homeless.

Fernando Garces is a member of the HSBC Mortgage Direct team and originates anywhere within the U.S., except in Alaska and West Virginia. He is bilingual in English and Spanish. Fernando specializes in working with first-time homebuyers on purchase and refinance transactions with down payment assistance programs. He’s a graduate of the Fannie Mae Foundation to expand homeownership rates in the United States and promote diversity. Fernando has a Bachelor’s Degree in Economics and Master’s ...