Business PhilosophyCarole has been a leader in the Monterey Peninsula financial community for over 20 years. She has an excellent reputation for honesty, thoroughness and attention to detail. Prior to becoming a licensed California real estate agent & mortgage broker in 1990, Carole was a stockbroker where she earned her designation as a certified financial planner. Extensive knowledge of financial services is just one unique characteristic that makes Carole an asset to any client. Wi...
Business PhilosophyEducation and TrainingAwards And DesignationsAreas of ExpertiseCommunity InvolvementPersonal BackgroundCommunities I ServeBen HeinrichBen has been active in real estate since 1976, serving as the Carmel Board President in 1987, 1988, and since 1991 has been a Director of the California Association of Realtors. In 1998, Ben was President of the Monterey County Association of Realtors. He owned his own real estate company, Ben Heinrich Real Estate, for 20 years before it ...
On a weekend trip to Carmel Matt realized the Monterey peninsula was the place he would like to call home. Having spent most of his life in customer service, before and after his musical success, and finding an affinity towards the Carmel area, he felt the next natural step was towards a career in real estate. Having to navigate through daunting and complex contracts in the music industry helps mold Matt’s resolve and firmness in negotiating for his clients needs, especially when the de...
CMG Financial is a well-capitalized, privately held mortgage-banking firm founded in 1993. The company makes its products and services available to the market through three distinct origination channels including Correspondent Lending, Wholesale Lending and Retail Lending. CMG Financial is currently licensed in all 50 states, including the District of Columbia, and holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. Throughout the mortgage banking and housing...
From our visionary opening in 2001, OVM Financial has taken what the mortgage industry has typically done and flipped it upside down – offering our customers, employees, and partners an experience like none other. Our core values of honesty, accountability, and integrity define who we are. Our success is not solely determined by profit and loss, but rather by the friends and families that benefit from our hard work. We understand that there is no larger financial decision made in a pe...
As a certified Luxury Property Specialist and avid golfer, real estate agent Darcy Maciel is uniquely qualified to serve buyers and sellers in Pebble Beach, Carmel and the Monterey Peninsula. Not only does she understand the sport, but she knows the lifestyle of this breathtaking and world-renowned piece of California coastline. A top-producing agent with over 15 years of experience, Darcy is a member of the esteemed Coldwell Banker® International President’s Elite, an award reserved f...
Areas of Expertise First time buyers, Retirees, Moving up sellers and buyers, Moving down sellers and buyers, Moving from the Monterey Peninsula, Moving to the Monterey Peninsula, Vacation homes, Second homes, Luxury homes, Sellers and Buyers, Investors, Multiple Units. Local knowledge, Straightforward, Attention to Details, Top Notch Negotiation Efforts, Excellent Communicator, Persistent See also "Communities I serve" for a complete list, to name a few: Carmel, Carmel V...
About Rick Rick Smith has been actively involved in real estate marketing on the Monterey Peninsula since 1982, and has been a licensed real estate broker since 1985. Early in his real estate career he specialized in the sale and acquisition of large acreage properties located from South Santa Clara County to Southern Monterey County inclusive of San Benito County and the Big Sur Coast. Rick has listed and or sold some of the Monterey Peninsula's most historic properties, inclu...
About Me I have been fortunate to have grown up on the Monterey Peninsula and have lived in many of its wonderful communities. My husband and I reside in sunny Carmel Valley with our children and a very sweet black lab. When I'm not helping my clients achieve their Real Estate goals, I can be found at many local events. If you're thinking of buying, selling, or renting property, please feel free to give me a call. I look forward to helping you. ...
Business Philosophy Danette negotiates for both buyers and sellers, investors, second homes and investment properties. She has had the experience as an investor since 1987. Danette has lived on the Monterey Peninsula for the past 45 years. Danette with her spouse owned and managed a classic car dealership called Route 66 Collectible Cars. Danette has a passion for real estate, but also has a passion for classic cars. You may see her driving a 1949 right hand drive MG around Carmel ...
